Coverage Type
Requirement
General LIability
$1,000,000 per occurrence$2,000,000 aggregateAdditional Insured EndorsementWaiver of SubrogationPrimary Non-Contributory WordingPer Project & Per Occurrence
Workers Compensation
$1,000,000 per accident, disease (per employee & policy)Waiver of SubrogationNO PEOs AcceptedUtah WC Waiver accepted only for owner-only access
Commercial Auto Liability
$1,000,000 Combined Single Limit for bodily injury & property damage (required for all vehicles visiting site)
Umbrella / Excess Liability
$1,000,000 minimum (not required for professional service subcontractors)
Pollution Liability
$1,000,000 per occurrence (only if hazardous material remediation or risk of mold/water damage) Contact BCC Group for clarification if unsure whether this applies
Professional Liability
$1,000,000 minimum per claim$2,000,000 preferred(required only for design, testing, surveying, etc.) Contact BCC Group for clarification if your work includes professional services
